Federal Direct Graduate PLUS Loan

Graduate students enrolled at least half-time (5 graduate hours or more) may borrow through the Graduate PLUS loan. The student must first apply for the maximum loan eligibility in Unsubsidized Stafford loans before a Graduate PLUS loan can be processed. Loan eligibility is based upon the cost of attendance minus other aid received. A credit check is required.

Federal Direct Stafford Loan

A federal loan bearing the following loan limits: freshmen - $3,500, sophomores - $4,500, juniors and seniors - $5,500. Graduate students may borrow up to $20,500. Independent students may borrow an additional unsubsidized amount of $4,000 (freshmen and sophomores) or $5,000 (juniors and seniors). Dependent students may borrow an additional unsubsidized loan of $2000. Students must be enrolled at least half-time to be eligible for Federal Direct Stafford loans (6 hours- undergraduate; 5 hours-graduate). 

Federal Direct PLUS Loan

Parents may borrow for dependent undergraduate students. Loan eligibility is based upon the cost of attendance minus other aid received. A credit check is required.